Sahar Galbraith

Since 2020, inflation has been on everyone’s mind and for good reason, grocery prices have skyrocketed, and for many items, costs haven’t dropped much over the past five years. Even though inflation rates have fallen from the peaks of 2021 and 2022, it may not feel that way in our day-to-day lives. Understanding the long-term impact of inflation on your purchasing power is essential. Take a simple example: currently a loaf of bread costs around $3.27. If inflation were zero, we could expect...

WHAT IS OUR MISSION? Our approach to financial planning is simple: create a special client experience where people feel welcome, looked after and secure with their financial future. We draw from the skills and expertise of our team as well as from fellow professionals to deliver customized plans for our clients. We want to ease your future financial concerns, no one likes unnecessary stress so why should you let it stop you? We make sure you have a plan for that ‘just in case’ situation, we...

Often, we have conversations with clients about their overall estate plans. Not a comfortable conversation at times, but one that is an important part of a financial plan. Specific conversations regarding a potential Power of Attorney (POA) should be taken seriously and given plenty of thought while you have the time and capacity. Taking it a step further, conversations with your POA about your wishes is very important. It is not uncommon for a POA to be sprung into action from a life...