Services > Retirement
Retirement Planning
"How much do I need to retire?"
“When can I retire?”
These questions really depend on a few factors which are unique to each person and family.
We focus on goals-based financial planning to help us answer the following questions:
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At what age do you want to retire and at what age can you comfortably retire?
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What is your desired income from all sources in retirement (government benefits, pension plans, registered and non-registered investments, rental income, annuities etc.). How do you envision your retirement lifestyle? Inflation plays a big role in your ability to live your life the way you want. Are you protecting the purchasing power of your income over a long period of time?
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What rate of return will you earn on your retirement investment assets before and after retirement? What level of risk are you comfortable with? Are you being as tax efficient as possible with your savings?
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As you can see, there are a few moving parts in this calculation but there is one constant: the earlier you start the more options and opportunities you will have upon retirement.
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Click here to see what we think about retirement calculators.