Retirement Calculators, Insurance Calculators, Time value of money, Inflation, Taxes, so many variables to consider. A question we get asked frequently, is how much should I be saving for my retirement? It is a straightforward question with no easy answer. Every person and family is unique and it is important that a financial plan is customized to your goals and life aspirations. There are a number of questions to consider outside of the simple calculations entered into most

Blue Sky Financial Planning developed a proprietary planning process which is centered around our definition of “Wealth” . We define Wealth as the ability to sustain your desired lifestyle through all phases of your life – thus the name,”Lasting Wealth”. It is not just about the money, although this is an integral component. It is about life and all the twists and turns that come with it. Most importantly, it is about your life, your story, and how you want the rest of your s

Someone once said, “If I had known how much fun grandchildren are, I would have had them first!” Grandchildren truly are special and grandparents love to shower them with attention and gifts. Here are a few ideas for gifts that won’t end up in the toy pile and will provide a lifetime of benefits. REGISTERED EDUCATION SAVINGS PLAN (RESP) The value of a post-secondary education is priceless, but it is also expensive. The costs of tuition, books, and accommodations are increasin